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Punjab Patwari Accounts-Public Sector Banks and Co-operative Banks: (Module A) Unit-5

am conducted twice in a year. So, here we are providing the Public Sector Banks and Co-operative Banks(Unit-4), Regulations and Compliance (Module A), Legal & Regulatory Aspects of Banking -Paper 3.

♦State Bank and Its Subsidiaries

  • Establishment of State Bank: State Bank of India was established under Section 3 of the State Bank of India Act, 1955 for taking over the undertaking of the Imperial Bank and to carry in the Business of banking and other business in accordance with that Act.
  • Business of State Bank: The State Bank may carry on the business on banking as defined in Section 5(b) of the Banking Regulation Act and other business specified in Section 6(1) of that Act.
  • Account and Audit: The State Bank has to close its books and balance accounts each year as on 31 March or such other date as may be specified by Central Govt. and RBI its balance sheet and profit and loss account together with auditors report and a report by the Central Board on the working and activities of the Bank. The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013).
  • Subsidiary Bank: The Share of the Subsidiary banks are freely transferable as provided in Section 18 of the Act. State bank is empowered under Section 47 to inspect the subsidiary bank.  SBH State Bank of Hyderabad Act, 1956, SBS Saurashtra State banks(amalgamation) Ordinance, 1950. All other banks State Bank Of India (Subsidiary Banks) Act, 1959
  • Rule and Regulation: The Central Government empowered to make rules under Section 62 of the Act for giving effect to the purposes of the Act. The state bank is also empowered to make regulations under Section 63 with the approval of the RBI for giving effect to the purposes of the Act.

♦Regional Rural Banks

The RRBs are public sector Institutions, regionally based, rural oriented and engaged in commercial banking. They were first set up in 1975 under the Regional Rural banks Ordinance, 1975. The ordinance was later replaced by the RRB act, 1976.

  • Establishment of RRBs: Section 3 of the Act Authorises the Central Government to establish regional rural banks by notification in the official gazette at the request of a sponsor bank.  Central Government – 50%, State Government – 15% and Sponsor Banks – 35%.
  • Business of Regional Rural Banks: Regional rural Banks may transact the business of banking as defined in Section 5(b) of the Banking Regulation Act and any other business permissible for a bank to undertake under Section 6(1) of that Act.
  • Account and Audit: The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013). The Auditors have to be appointment with the approval of the Central Government.

♦Nationalised Banks

The Bank Nationalisation Act 1970 and Banking companies (Acquisition and Transfer of Undertaking) Act 1980. Transferred the undertaking of existing private banks to the corresponding new banks popularly knows as Nationalised banks.

Directors: The Directors of Nationalised banks are nominated by Central Government or elected from the shareholders. The Nomination of Directors is as under:

  1. Not more than 4 whole time director (as against 2 earlier)
  2. Not more than 6 directors to be nominated by Central Govt.
  3. 1 official director, 1 representing workmen employee of the bank, 1 director representing officers of the bank, 1 director possessing necessary expertise and experience in matter relating to regulation or supervision of commercial bank.
  • Additional Director: RBI may appoint one or more  additional directors on the board of a Nationalised bank.
  • Account and Audit: The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013). The Auditors have to be appointment with the approval of the Central Government.
  • Scheme of Management: In exercise of the powers under section 9 of the Banking Companies (Acquisition and Transfer of Undertaking) Act, 1970 and Section 9 of the Banking Companies (Acquisition and Transfer of Undertaking) Act, 1980, the Central Govt. has framed 2 schemes,
  1. Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970
  2. Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1980
  • Paid-up Capital – Originally entire Paidup Capital was held by Central govt., some of these banks have recently made public issue of shares, but the Central Govt. still holds majority of shares in all these banks. The Shares other than those held by the Central Govt. are freely transferrable. SBI Act 4 Divide capital into shares of Rs.10 each instead of Rs.100 Restriction on voting rights (being 200 shares only) was modified upto 10 % of the Issued Capital and restriction on dividend deleted BC(A&T) 3 Authorised Capital of Rs.1,500 crore divided into shares of Rs.10 each.
  • The Banking Companies (Acquisition and Transfer of Undertakings):  All public sector banks are governed by their respective, statutes and the rules, regulations or schemes made under these statutes. In addition to this, these banks are also governed by certain provisions of the Banking Regulation Act as stipulated in Section 51 of that Act. The provisions of the Reserve Bank of India Act are also applicable to them.

♦Co- Operative Banks

  • Applicability of BR Act: The co-operative banks operating in more than one state, are registered under the multi-state Co-operative Societies Act. The Banking Regulation Act is applicable to co-operative banks as provided in Section 56 of that Act with certain modifications. The Act was made applicable to co-operative societies by the Banking laws (Application to Co-operative Societies) Act, 1965. For this purpose, a co-operative bank means a state co-operative bank, Central co-operative bank and a primary co-operative bank.
  • Paid-up Capital and Reserve: The Minimum paid-up capital and reserve required to commerce or carry on banking business by a co-operative bank is not less than 1 lac under section 11 (as applicable to co-operative bank).
  • Restriction on loan and Advance: Section 20 of BR Act (Application to Co-operative Societies) lays down certain restrictions on loan and advance by Co-operative bank.
  1. Loans and advances against its own shares.
  2. Unsecured loans or advances to any of its directors
  3. Directors interest
  4. Unsecured loans and advances in which the Chairman managing agent etc.
  • Licensing of Co-operative bank: Every Co-operative bank society a licence from the RBI under Section 22 of the BR Act (Application to Co-operative Societies).
  • Liquid Assets: Co-operative banks have to maintain liquid assets as provided in Section 24(1) of the Banking Regulation Act.
  • Inspection: The provision of Section 35 relating to inspection are applicable to co-operative banks with minor modifications.
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PATWARI REASONING SERIES QUESTIONS || GILLZ_MENTOR| FREE ONLINE PATWARI NOTES || FREE ONLINE TEST

i) 8, 10, 12, 14, ?

a) 18
b) 15
c) 26
d) 16

Correct Option: (d)

Arithmetic progression type of question. +2 difference

ii) 19, 25, 32, 40, ?, 59

a) 46
b) 49
c) 55
d) 51

Correct Option: (b)

Observe difference between two terms. It is not randomly incrementing. So it might be arithmetic progression type of question. Let’s try to solve it. Difference is in increasing order. Difference is +6, +7, +8, +9 .. So, 40+9=49


iii) 9, 18, 54, 216, ?, 6480

a) 432
b) 864
c) 1080
d) 1512

Correct Option: (c)

As we can see that difference between two terms is high. So it there is possibilities that this is geometric progression type of question. Let’s try to solve it. *2, *3, *4, *5 … So 216*5=1080

iv) 216, 72, 36, 12, ?, 2

a) 8
b) 6
c) 4
d) 3

Correct Option: (b)

As we can see from series that difference is random. So might be geometric progression type of series and more on terms are in decreasing order, so it must be division operation applied. Difference is /3, /2, /3, /2 … So, 12/2=6

v) 8, 27, 64, 125, ?, 343

a) 312
b) 216
c) 189
d) 225

Correct Option: (b)

We can clearly see that 8, 27, 64 are the cubes of 2, 3, 4 respectively. So after 125 there must be 63 = 216. So answer is 216

vi) 1, 4, 27, 16, 125, ?, 343

a) 216
b) 25
c) 36
d) 225

Correct Option: (c)

Problem has fluctuated terms and they are in random order. As we can see, all the terms are combination of squares and cubes. Let’s find out pattern between terms 4=22, 27=33, 16=42, 125=53 and 343=73. So missing term will be 62=36. Pattern is like 22, 33, 42, 53, 62…

vii) 2, 5, 10, 17, 28, ?

a) 37
b) 35
c) 41
d) 40

Correct Option: (c)

Let’s find out difference between two terms. We are getting difference like +3, +5, +7, +11 all differences are prime numbers, next prime number after 11 is 13. So answer is 28+13=41


viii) 21, 34, 55, 89, 144, ?, 377

a) 199
b) 233
c) 220
d) 241

Correct Option: (b)

First we have to find out difference between two terms because numbers are not randomly increasing. We got differences are +13, +21, +34, +55. Differences clearly show the Fibonacci series (i.e. Addition of previous 2 numbers). So answer is 144+89=233

ix) 41, 93, 165, 257, 369, ?

a) 4861
b) 4211
c) 4911
d) 4411

Correct Option: (c)

Let’s find out differences, But from differences we are not getting any kind of relations. This is miscellaneous type of question in which, we can break down numbers. Let’s break down each and every numbers. So we got proper logic for this series i.e. first half is the squares of some continuous numbers like 2, 3, 4, 5, 6 and second half is continuous odd numbers

B) Alphabetical Series

Examples:

i) CEH, ?, OQT, UWZ

a) ACG
b) IKN
c) FGJ
d) KLM

Correct Option: (b)

2nd letter is obtained by skipping 1 letter in alphabet from 1st letter and 3rd letter is obtained by skipping 2 letters from 2nd letter

ii) BDA, FHE, ?, NPM

a) JKI
b) IMJ
c) JLI
d) INJ

Correct Option: (c)

Series starts from 3rd letter. i.e. I
1st letter (J)- next letter in the alphabet of the 3rd letter.
2nd letter (L)- skip 1 letter in the alphabet from 1st letter(J)

iii) HFD, NLJ, ??O, XVT

a) PQ
b) SQ
c) QP
d) QS

Correct Option: (b)

Series is in reverse order. i.e. series starts from the last letter of the word. Then keep on skipping 1 lette

iv) AEFG, BHIJ, ?, DNOP

a) CIJK
b) CFGH
c) CKLM
d) CKMN

Correct Option: (c)

There are two series in this question. 1st series is with the first letter only- ABCD. The second series involve the remaining letters- EFG, HIJ, KLM and NOP

C) Alphanumeric

In this type of series, problems asked with combination of alphabet, symbols and numbers.

i) 2E2, 1H9, 1K6, 1N3, ?

a) 1P4
b) 1J9
c) 1Q0
d) 1R8

Correct Option: (c)

This is alphanumeric type of question. In first term 2E2, E is 22nd letter from Z – So, 2E2.
Similarly, K is 16th letter from Z – So, 1K6.
So, Answer is 1Q0 – M is 10th letter from Z

ii) H8, L12, O15, S19, ?

a) U21
b) W23
c) V22
d) Y25

Correct Option: (c)

Alphabet letter of first term is H and number in it is 8 i.e. numerical position of H in alphabet. Same way in second term 12 is the numerical position of L in alphabet. Let’s find out difference between two terms. So, we got differences are +3, +2, +3, +2… So next term will be S + 2 letters from S = V. Thus answer is V22

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As you know, there are 9 sections in patwari exam. Questions will asked from English, Punjabi, Mensuration, Mental Ability, GK, Accounting, Computer, Agriculture, Punjab History,current 2020. You can also download exam pattern and syllabus for more details. Most of candidates having problem of downloading questions regarding Accounts and Agriculture. So we have focus on Agriculture Questions for Punjab Revenue Patwari exam ,Accounts Questions for Punjab Revenue Patwari exam. For that they can go through Punjab Revenue Patwari Study Material. With the help of the Study Material for Punjab Revenue Patwari, students can get familiar with the exam pattern and level of questions which are being asked in the exams. In addition to this, candidates can practice these questions on the basis of the pattern followed in the Previous Year Question Papers of Punjab Revenue Patwari.

As you know, Test will be of Objective Type Nature. Exam will be of 2 hours duration consisting of 100 objective type questions with multiple choice answers. There will be negative marking also for each wrong answer. The Punjab Patwari Study Material 

  • Punjab History 
  • Mental Ability
  • Arithmetic Skills (Mensuration and Accounts)
  • English Language
  • Punjabi Language
  • Computer Awareness
  • Agriculture

 

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INDIA HISTORY-Ancient – Medieval – Modern history || gillz mentor history gk

ANCIENT INDIA
 

1. Harappan Civilization discovered in – 1921
2. The local name of Mohanjodaro is –Mound of the Dead 
3. The Indus Valley Civilization discovered  by D R Sahni
4. An advanced water management system of Harappan times has been unearthed at – Dholavira
5. Cotton for textile was first cultivated in – Harrapa Culutre

6. The decimal system was first known in India at the beginning of – 5th Century AD
7. The first European to designated Aryans a race- Max Muller
8. “Satyameva Jayate”  has been adopted from which book? – Mundako  Uparishad
9. Which Veda contains an account on magical charms  and spells?- Atharavaveda
10. The city of Pataliputra  found by Udayin
11. Buddha belonged to – Sakya clan
12. “Buddha Charita” wrote by Asvaghosha
13. The last Mauryan emperor was Brihadratha
14. Saka era started by Kanishka (AD 78)
15. The First king issued gold coins in India by Indo – Greeks
16. The subject matter of Ajanta painting pertains to – Buddhism
17. Which Gupta King was known as the Napolean of India? – Samudragupta
18. ‘The  Shakespeare of India’ is Kalidas
19. Who was the founder of the Gupta Dynasty – Srigupta
20. The court poet of Smudragupta was – Harisena
21. The ‘Harshacharita’ was written by – Banabhatta
22. Taxila University was situated in – Pakistan
23. The cultivation of cereals first started in – Mesolithic age

MEDIEVAL INDIA

1. The Khajuraho temples built by – Chandela
2. The four mathas in the four corners of India by Shankaracharya
3. The Somnath temple destroyed by Mahmud Ghaznavi, was dedicated to – Lord Siva
4. Ibn Batuta traveler come from – Morocco
5. Which Sultan founded a town where now stands Agra? – Sikandar
6. The author of “Ain- i- Akbari” was – Abul Fazal
7. Ibadatkhana at Fatehpur Sikri  was built by – Akbar
8. The Sun temple of Konark was build by Narasimhadeva (Gang Dynasty)
9. The Vikramsila Vihara was founded by – Dharmapala
10. The Qutub Minar was completed by the famous ruler – Iltutmish
11. The Iqta System was introduced by – Iltutmish
12. Ibn Batuta as the Chief Qazi of Delhi was appointed by Mohammad – bin – Tughlaq
13. Diwan –I – Musta Kharaji was established by Alauddin Khaliji
14. The kingdom of Vijayanagar was founded by – Harihar And Bukka
15. The Akbar of Kasmir was – Zainul Abidin
16. Amir Khusrau was a famous court poet of- Alauddhin Kiliji
17. Taxila University was situated in – Pakistan
18. The world famous Jagannath Temple at Puri was constructed by –Anantvarman
19. Mahabalilpuram was established by the  – Pallavas
20. Who was known as Tuti – e- Hindustan ( the parrjot of India) ? – Amir Khusrau
21. The Empire of Chalukyas of Badami was destroyed by – Rashtrakutas
22. The first Muslim ruler of Delhi- Qutubuddin Aibak
23. The famuous Kohinoor diamond was produced from one of the mines in – Golconda
24. The author of ‘Ain – I – Akbari’- Abul Fazl
25. Who was the Sikha Guru to be slaughtered by Aurangzeb? – Teg Bahadur

PPSC TEST SERIES 

MODERN INDIA
 

1. The founder of the autonomous kingdom of Avadh was –  Saddat Khan Burhan – ul- Mulk
2. Who was the First Governor – General of Bengal? – Warren Hastings
3. The trade monopoly of East India company was ended by which act?- Charter Act of 1833
4. The Gurumukhi script was introduced by – Guru Angad
5. The first railway line in India wa opened in the year – 1853
6. “Adigranth”  or “Guru Granth  Saheb” was compiled by Guru Arjun Dev
7. “Satyarth Prakesh” was written by Swami Dayanand Saraswati
8. Who founded the Brahmo Samaj? – Raja Ram Mohan Roy
9. In Which year did Swami Vivekanand participate the World Parliament of Religions at Chicago? – 1893
10. The father of Modern India is –  Raja Ram Mohan Roy
11. The first All India Kisan Sabha formed in – Lucknow (1936)
12. Swedesh Bandhaw Samiti was founded by – Ashwin Kumar Dutt
13. The theory of economic drain in his book “Poverty and Un British Rule in India was given by –Dada Bhai Naoroji
14. “India was of Independence 1857” is written by – Begum Hazarat
15. The first Indian to become member of the British Parliament – Dada bhai Naoroji
16. The last British Viceroy of India – Lord Mountabatten
17. ‘India wins Freedom’ is the autobiography of – Abul Kalam Azad
18. The author of the book ‘My Experiments with Truth’ was – M. K. Gandhi
19. The author of the autobiography  “The Indian Struggle” is – Subhash Chandra Bose
20. Who was known as Deshbandhu? – Chitta Ranjan (C.R) Das
21. The leader of the Bardoli Satyagraha (1928) was – Sardar Vallabhai Patel
22. Who is known as “Lok Nayak”? – Jai Prakash Narayan 
23. Who represented 1 and the 2nd Round Table conference?- M K Ghandi
24. For Which movement did Gandhiji give the slogan, “Do Or Die”?- Ouit India Movement
25. Which Committee was appointed by the British Government to investigate in Jallianwala Bagh massacre? – Hunter Commission
26. Who was known as the Frontier Gandhi? – Khan Abdul Gaffar
27. Who was called the “Iron Man of India”? – Sardar Ballabhbhai Patel
28. The leader of Bardoli Satyagrah (1928) was – Sardar Ballabhbhai Patel
29. The author of “Neel Darpan” was – Dinbandhu Mitra

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PPSC HISTORY TEST -PATWARI-PSSSB-PSEB-PUDA EXAMS -2020 ||GILLZ MENTOR

Q1. Chand Bibi the famous Muslim ruler was the daughter of?
(a) Hussain Nizam Shah I
(b) Ali Adil Shah I/
(c) Ibrahim Adil Shah II/
(d) None of these

Show Answer
S1. Ans.(a)
Sol. Chand Bibi was the daughter of Hussain Nizam Shah I of Ahmednagar,and the sister of Burhan-ul-Mulk, the Sultan of Ahmednagar.

Q2. Razia Sultan, the first woman to sit on the throne of Delhi, was the ruler of?
(a) Mamluk dynasty/
(b) Khalji dynasty/
(c) Slave dynasty /
(d) Sayyid dynasty/

Show Answer
S2. Ans.(c)
Sol. Razia Sultan, the daughter of Iltutmish, was the ruler of Slave dynasty. She was first woman to sit on the throne of Delhi.

Q3. Nadir Shah who invaded Delhi and plundered the Kohinoor Diamond, was one of the most powerful from-
(a) Afghanistan/
(b) Iran/
(c) Turkey/
(d) Turkmenistan/

Show Answer
S3. Ans.(b)
Sol. Nader Shah Afshar was one of the most powerful Iranian rulers in the history of the nation, ruling as Shah of Iran from 1736 to 1747 when he was assassinated during a rebellion.

Q4. The planetary tables of Zij-i Muhammad Shahi compiled by?
(a) Ajit Singh/
(b) Raja Sawai Jai Singh/
(c) Bhara Mal/
(d) Man Singh/

Show Answer
S4. Ans.(b)
Sol. The planetary tables of Zij-i Muhammad Shāhi compiled by Sawai Jai singh.

Q5. Who among the following founded the city of Tughluqabad?
(a) Firuz Shah Tughlaq/
(b) Alauddin Khilji/
(c) Muhammad Bin Tughlaq/
(d) Ghiyasuddin Tughlaq/

Show Answer
S5. Ans.(d)
Sol. Ghiyasuddin Tughlaq founded the city of Tughluqabad.

Q6. The court language of the Mughals was—
(a) Urdu /
(b) Hindi/
(c) Arabic/
(d) Persian/

Show Answer
S6. Ans.(d)
Sol. Persian enjoyed status of court language and by the Mughal time it was widely spoken by majority of Indians.

Q7. Who was the founder of the Tughluq dynasty in India?
(a) Ghiyas-ud-din Tughlaq/
(b) Muhammad-bin-Tughlaq/
(c) Feroz Tughlaq/
(d) Alauddin Khilzi/

Show Answer
S7. Ans.(a)
Sol. Ghiyasuddin Tughlaq was the founder of the Tughluq dynasty in India, who reigned over the Sultanate of Delhi from 1320 to 1325.

Q8. The system of tri-metalism which came to characterise Mughal coinage was introduced by-
(a) Babur
(b) Islam Shah
(c) Sher Shah Suri
(d) Akbar

Show Answer

S8. Ans.(c)
Sol. The system of tri-metalism which came to characterise Mughal coinage was introduced by Sher Shah.During his rule the term rupee came to be used as the name for a silver coin of a standard weight of 178 grains, which was the precursor of the modern rupee.

Q9. Buland Darwaza was built by Akbar to commemorate his conquest of Khandesh in?
(a) Rajasthan
(b) Gujrat
(c) Madhya Pradesh
(d) Bihar

Show Answer


S9. Ans.(b)
Sol. Buland Darwaza was built by Akbar to commemorate his conquest of Khandesh in Gujarat.

Q10. Chatrapati Shivaji Maharaj established his capital at?
(a) Sinhgad
(b) Nagpur
(c) Pune
(d) Raigad

Show Answer
S10. Ans.(d)
Sol. Chatrapati Shivaji Maharaj was a Maratha aristocrat of the Bhosale clan who is considered to be the founder of the Maratha empire.He created an independent Maratha kingdom with Raigad as its capitaland successfully fought against the Mughals to defend his kingdom.
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Check full details related with Punjab Patwari Recruitment Notification 2020 on this page.Department of Revenue will soon release Punjab Patwari recruitment Notification 2020 to fill the vacant posts.Interested candidates can check all the updates related with Punjab Patwari Recruitment 2020 here.There are 1090 Patwari and 34 Kanungo vacant posts which are going to be filled by the department. As per the latest update, the online application form filling procedure will start soon. In this article, we have shared all the details regarding Punjab Patwari Recruitment 2020.

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Important facts Major Port Authorities Bill, 2020 introduced in Lok Sabha

The Bill will provide for the regulation, operation, and planning of major ports in India and to provide greater autonomy and flexibility in decision-making.

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12 March 2020 Current Affairs:The Major Port Authorities Bill, 2020, was introduced in the Lok Sabha on 12 March. The Bill was introduced by the Union Shipping Minister Mansukh Mandaviya. 

Major Port Authorities Bill, 2020:
♦ The Bill will provide for the regulation, operation, and planning of major ports in India and to provide greater autonomy and flexibility in decision-making.
♦ The Bill is not aimed at the privatization of government ports. The number of labour trustees will remain the same as earlier.
♦ The Bill will provide the ports greater autonomy and flexibility to major ports in decision-making as they have to compete with the private sector.
♦ The Bill proposes to repeal the Major Port Trusts Act, 1963

 

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Punjab Budget 2020: FM presents Rs 1.54 lakh crore budget; Education sector gets Rs 13,092 crore, Rs 12,526 crore for agriculture 2020-21

The Punjab government on Friday presented a Rs 1.54 lakh crore budget for the financial year 2020-21 in the state assembly.

ਇਸ ਮੌਕੇ ਮੁਲਾਜ਼ਮਾਂ ਦੀ ਸੇਵਾ-ਮੁਕਤੀ ਦੀ ਉਮਰ 60 ਸਾਲ ਤੋਂ ਘਟਾ ਕੇ 58 ਸਾਲ ਕਰ ਦਿੱਤੀ ਹੈ। ਖ਼ਜ਼ਾਨਾ ਮੰਤਰੀ ਨੇ ਕਿਹਾ ਕਿ ਅਜਿਹਾ ਪੰਜਾਬ ਦੀ ਵਿੱਤੀ ਹਾਲਤ ਠੀਕ ਹੋਣ ਕਾਰਨ ਕੀਤਾ ਹੈ।

Presenting the budget, Punjab Finance Minister Manpreet Singh Badal announced debt waiver to landless farm labourers and added that a sum of Rs 520 crore has been set aside for the same.

Badal announced six per cent dearness allowance to the state government employees from March this year and said the government will implement the 6th Pay Commission recommendations in 2020-21.

Badal further said ‘mandi fee’ — the fee levied on the sale and purchase of agriculture produce — on fruits and vegetables will be reduced from four per cent to one per cent.

The minister also announced to waive Change of Land Use (CLU) charges for two years.
In the budget, Badal proposed revenue receipts of Rs 88,004 crore and revenue expenditure of Rs 95,716 crore for fiscal year 2020-21.

Here are the highlights from Punjab’s Budget presentation:

ਪੰਜਾਬ ‘ਚ ਨਵੀਂ ਭਰਤੀਆਂ ਜਲਦ ਕਰਾਂਗੇ: ਮਨਪ੍ਰੀਤ ਬਾਦਲ 

ਬਿਨਾਂ ਜ਼ਮੀਨ ਵਾਲੇ ਖੇਤ ਮਜ਼ਦੂਰਾਂ ਦਾ ਕਰਜ਼ਾ ਮੁਆਫ ਕਰਨ ਲਈ 520 ਕਰੋੜ ਰੁਪਏ ਰੱਖੇ ਰਾਖਵੇਂ

Freedom fighters to get one out of turn tubewell connection; three per cent reservation in house allotment; they are not to pay any toll tax on state highways.

Rs 650 crore for rejuvenation of Buddha nallah; Rs 60 crore for rejuvenation of chotti and badi nadi in Patiala

5,000 EWS houses to be built for urban poor

Rs 1,705 crore for providing subsidised power to SCs, BPL and freedom fighters

Rs 100 crore for Border Area Development and Kandi Area Development programme

Allocation for education (grant in aid) in Universities increased by 6 per cent.

A law college to be set up at Patti and an open university in Patiala

19 new ITIs to be established at a cost of Rs 75 crore; Rs 41 crore allocated for government polytechnics at 5 places.

Rs 15 crore allotted for ICUs in all district hospitals.

Ludhiana and Amritsar get Rs 104 crore and Rs 76 crore under smart city project

4,150 additional classrooms to be constructed at a cost of Rs 100 crore.

Rs 75 crore allotted for repair of unsafe school buildings

259 government senior secondary smart schools to get 10 KW solar plants.

Rs 100 crore allotted for digital education in government school classroom

Education in government schools would be free of cost up to class 12. Earlier, education up till class 8 was free and only girls students had free access to education till class 12. Now all children to get free education.

Rs 25 crore allotted for starting the celebration for the 400th birth anniversary of Guru Teg Bahadur

Funding of social security scheme increased from Rs 2,165 crore to Rs 2,388 crore.

Old age homes to be set up in each district of Punjab

Rs 131 crore for up-gradation of all industrial focal points

Rs 2,267 crore for providing power subsidy to industry

Rs 148 crore for skill development

Rs 25 crore allocated for the strengthening of cattle pound infrastructure to solve the problem of stray cattle menace

Rs 100 crore for rolling out the smartphones for youth scheme

Rs 324 crore allocated for employment generation

Rs 2,000 crore allocated for crop loan waiver, including Rs 520 crore for farm labourers

Rs 200 crore allocated for agriculture diversification. Government to promote Maize; sugar mills at Gurdaspur and Batala to be upgraded. Rs 100 crore allocated for providing support to sugarcane farmers.

New horticulture estates to be set up at Amritsar, Pathankot, Kotkapura and Patiala.

Power subsidy of Rs 8,275 allocated to farmers in 2020-21

Two new agricultural colleges to be set up in Gurdaspur and Balachaur

‘Paani bachao paisa kamao’ scheme to be extended for giving direct benefit transfer of electricity to the agriculture sector. Scheme to be extended to cover 244 feeders.

Rs 3,830 crore allocated for Rural development, Urban development gets Rs 5,026 crore.

Badal says that 16 state government departments have prepared a 4-year strategic action plan and release of funds to these departments will be based on this.

The agriculture sector gets Rs 12,526 crore allocation, while the Education sector gets Rs 13,092 crore in the budget.

Rs 4,675 crore allocated for the health sector: FM Badal

The revenue receipts of the state have increased by 18.96 per cent from 2019-2020 to 2020-21: FM Badal.

The GDSP ratio reduced from 42.75 per cent to 39.83 per cent. FM says it will further reduce to 38.53 per cent by March 2021.

Badal said that there was a funding gap of over Rs 10,000 crore in the budget in 2017. The funding gap in 2019 was 2,323 crore. He said that the gap has been reduced to zero this year. This has been possible after the year 2006.

FM has increased the expenditure on salaries and pensions by Rs 4,000 crore. This is mainly to account for releasing the pending arrears of DA and for the new pay scales to be announced.

6 per cent of DA arrears will be released within next week. The pay commission report will be implemented and has been accounted for in the budget.

Revenue receipts for 2020-21 will be Rs 95,716 crore, up from Rs 73,975 crore in 2019-2020

Farm labourers will get Rs 520 crore for debt relief in 2020-21

Punjab’s debt is expected to go up to a whopping Rs 2.48 lakh crore by March 2021.

FM announced that the retirement age of employees will be reduced to 58, withdrawing the practice of giving extension in service. He says this will enable the government to recruit youth.

Manpreet Singh Badal started his Budget Speech.

Manpreet Singh reaches Punjab Assembly after a delay because of the gherao of his house by SAD leaders.

Categories
Current Affairs Punjab Patwari

PUNJAB GK || FORESTS AND PROTECTED AREAS OF PUNJAB

PUNJAB GK
LECTURE 3
FORESTS AND PROTECTED AREAS OF PUNJAB
FOREST
INDIA STATE OF FOREST REPORT(ISFR) 2019
Released by The Ministry for Environment, Forests and Climate Change .
Minister of Environment, Forests and Climate Change (Goverment of India) :- Prakash Javadekar
• ISFR is a biennial publication of Forest Survey of India (FSI), an organization under the Ministry of Environment Forest & Climate Change.
FOREST IN PUNJAB
Department of Forest and Wildlife (Punjab)
Department of Forest and Wildlife Preservation
ਵਣ ਅਤੇ ਜੰਗਲੀ ਜੀਵ ਸ ੁੱਰਖਿਆ ਖਵਭਾਗ Agency overview
Formed
1966
Headquarters
Mohali
Minister responsible
• Minister for Forests and Wildlife
Minister
Sadhu Singh Dharamsot (INC Member and elected from Nabha constituency of Punjab)
According to ISFR Report 2019 published by FRI Punjab has only 1,849 sq km area under forest cover which is 3.67% of its total geographical area of 50,362 sq km under forest, Punjab – an agricultural state predominantly with 83% of its total area under cultivation – has the second lowest forest cover among the states.
Only Haryana, which is also an agricultural state, has a lower forest cover at 3.62% of its geographical area.
With major portion of the land under agriculture in Punjab, there is limited scope to increase the area under forests except by bringing the wastelands and degraded lands.
Among the districts Hoshiarpur has maximum forest area under Punjab.
PROTECTED AREA OF PUNJAB
Type of Protected Area
1) National Park – None
2) Wildlife Sanctuary – 13
3) Zoological Park – 1
4) Tiger Safari -1
5) Dear Park (mini Zoo) -3
6) Community Reserve- 3
7) Conservative Reserves – 4
8) Wetlands -21
Wildlife Sanctuaries
There are 13 wildlife sanctuaries duly notified in the State. The sanctuary is declared for the purpose of protecting, propagating, for devloping wildlife or its environment. The important features of these Sanctuaries (Protected Areas) are briefly described as below:-
1. Bir Moti Bagh Wildlife Sanctuary
●This Sanctuary is situated In Patiala district and is spread over 654.00 ha of Government area.
● Animal Black Buck, Chital, Hog Deer, Blue Bull, Wild Boar, Jackal, Rhesus Monkey, etc. are found here in this Sanctuary area.
●A Deer park is also situated in this Sanctuary area.
● The bir area was declared as wildlife sanctuary on 28th feb 1952 under the Preservation of Fauna of Patiala Rules, 1896
2. Bir Gurdialpura Wildlife Sanctuary
●Bir Gurdialpura Sanctuary is situated in Patiala district and is spread over 620.53 ha of Government area.
● Wild Boar, Blue Bull, Jungle Cat, Jackal, Hog Deer, Rhesus Monkey, Peafowl, Black and Grey Partridges, Dove and Spotted owlet etc. are found here in this Sanctuary area.
● This sanctuary was first declared as Wildlife Sanctuary in 2003.
3. Bir Bhunerheri Wildlife Sanctuary
● This Sanctuary is situated in Patiala district is spread over 661.66 ha of Government area.
●A number of old Shisham & Kikar trees are found in the Sanctuary area which provide good habitat to wildlife.
●Hog Deer, Blue Bull, Porcupine, Black Buck, Sambar, Jungle Cat, Jackal, Rhesus Monkey, Peafowl, Black and Grey Partridges, Dove and Spotted owlet etc. are found here in this Sanctuary area.
● The bir area was declared as wildlife sanctuary in 1952 under the Preservation of Fauna of Patiala Rules,
4. Bir Mehas Wildlife Sanctuary
●The name of Bir Mehas refers to village Mehas, which is located adjacent to the Bir.
●The Santuary is situated adjacent to Nabha town on Nabha-Malerkotla Road and is spread over 123.43 ha of Government area that falls in tehsil Nabha of District Patiala.
● The bir area was declared as wildlife sanctuary under the Preservation of Fauna of Patiala Rules, in 28-2-1952.
●Inspite of local people pressure and other disturbances, this sanctuary harbours many wildlife species such as Rhesus Monkey, Jungle Cat, Peacock, Blue Bull, Jackal, Black and Grey Partridges etc.
5. Bir Dosanjh Wildlife Sanctuary
● Bir Dosanjh wildlife sanctuary is also situated adjacent to Nabha and is spread over 517.59 ha of Government area that falls in tehsil Nabha of District Patiala.
● The bir area was declared as wildlife sanctuary under the Preservation of Fauna of Patiala Rules, in 28-2-1952.
● Blue bull, Jungle Cat, Jackal, Rhesus Monkey, Peafowl, Black and Grey Partridges etc. are found here in this Sanctuary area.
6. Bir Bhadson Wildlife Sanctuary
●This Sanctuary falls in district Patiala and is located on the left side of Nabha- Bhadson-Gobindgarh Road.
●This Sanctuary is spread over 1,022.63 ha of Government area.
● The bir area was declared as wildlife sanctuary under the Preservation of Faunae of Patiala Rules, 1896 in 28-2-1952.
●It harbours many wildlife species such as Blue Bull, Jungle Cat, Jackal, Rhesus Monkey, Peafowl, Black and Grey Partridges, Hare, Spotted owlet etc.
7. Bir Aishwan Wildlife Sanctuary
●Bir Aishwan Wildlife Sanctuary is situated 3 Km from Sangrur city in District Sangrur.
● This Sanctuary is spread over 264.40 ha of Government area.
● The bir area was declared as wildlife sanctuary under the Preservation of Faunae of Patiala Rules, 1896 in 28-2-1952.
●It harbours wildlife species like Blue Bull, Jungle Cat, Jackal, Rhesus Monkey, Peafowl, Black and Grey Partridges, Hare, Spotted owlet etc.
● An Environment Chetna Kendra also exists in this Sanctuary area.
8. Abohar Wildlife Sanctuary
●This Sanctuary is located 8 km. from Abohar city in district Ferozepur.
●This Sanctuary is famous for Black Buck and covers an area of 18,650.00 ha.
● The entire area of Sanctuary is private or community owned land of 13 Bishnoi villages.
●This Sanctuary was first declared as Wildlife Sanctuary 07.9.2000.
●Black Buck and Blue Bull are the main wildlife species found in this sanctuary area.
● An interpretation center exists in this Sanctuary area where awareness about wildlife preservation is provided to the
public.
9. Harike Wildlife Sanctuary
●This Sanctuary is spread over 8,600.00 ha of Government area that falls in Ferozepur, Taran Tarn and Kapurthala Districts.
● Harike Sanctuary is a Ramsar site of International importance declared on 23/03/1990.
10. Takhni Rehmapur Wildlife Sanctuary
●This Sanctuary is situated at a distance of 15 km. from Hoshiarpur . This Sanctuary is spread over 382.00 ha of Government area that falls in District Hoshiarpur.
● This Sanctuary is situated at the foot – hills of Shiwalik Range of Himalayas .
● Barking Deer, Pangolin, Python, Hog Deer, Jungle Cat, Jackal, Mongoose, Wild Boar, Rat Snake and Kalij Pheasant are found in this Sanctuary.Takhni-Rehmapur area in Hoshiarpur was first declared as a Wildlife Sanctuary in 8.6.1999.
11. Jhajjar-Bachauli Wildlife Sanctuary
●This Sanctuary is situated 15 Km. from Anandpur Sahib city in the Government forest area of District Rupnagar. It has an area of 116.00 ha .
● This area was first declared as Wildlife Sanctuary vide Punjab Government in 1998 and final notification was issued vide Punjab Government Notification in 2003.
●Sambar, Barking Deer, Hare, Jackal, Python, Cobra, Rat snake, Leopard (migratory) etc. are found here in this Sanctuary area.
12. Kathlaur Kushlian Wildlife Sanctuar
●This Sanctuary is located on the new bye pass of Amritsar–Jammu Highway in Tehsil Pathankot of District Gurdaspur.
● This sanctuary is spread over 758.40 ha of Government protected forest area .
● This area was notified as Wildlife Sanctuary in 28.06.2007.
●The sanctuary has good population of different deer species.
13. Nangal Wildlife Sanctuary
● This sanctuary is located on the 15 km from Anandpur Sahib city in Ropar.
●This sanctuary is spread over 116 ha.
● This area was notified as Wildlife Sanctuary in 2009.
●Main wildlife species found in the sanctuary are Sambar, Barking deer,Hare, Jackal, Python, Cobra, Rat snake, Leopard (migratory) etc.
● As per forest classification the sanctuary falls under the Dry Deciduous Forest type.
Community Reserves
In Punjab there are 3 Community Reserves- the first ever-notified in India. The total area under these Reserves belongs to community/panchayat area. The important features of these Reserves are briefly described as below:-
1. LALWAN COMMUNITY RESERVE
● This Community Reserve is situated in Tehsil Garshakar in Hoshiarpur District and is spread over 1266.80 ha (3167 acres, 6 kanals) Lalwan Panchayat .
● This area was declared as Community Reserve in 2007.
2. KESHOPUR CHHAMB COMMUNITY RESERVE
● This Community Reserve is situated close to the District town of Gurdaspur and is spread over Panchayat Chhamb area consisting of 340.00 ha .
● This area was declared as Community Reserve in 2007.
● The area is swampy and belongs to Keshopur wetland that is on the verge of extinction.
● Migratory birds from Central Asia and Siberia visit this area in winter months.
3. Siswan Community Reserve
● This community Reserve is situated in Sahibjada Ajit Singh Nagar and is spread over3199.45 Acres of land.
● This area was declared as Commuity Reserve in 2017.

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CONSERVATION RESERVE :- 4
1. Rakh Sarai Amanat Khan Conservation Reserve
This Conservation Reserve is situated in Tarn Taran district and is spread over 1223 Acres of land.
This area was declared as Conservation Reserve in 2010 .
2. Ropar Wetland Conservation Reserve
This Conservation Reserve is situated in Ropar and is spread over 521.12 Acre of land.
This area was declared as Conservation Reserve in 2017.
3. Ranjit Sagar Dam Conservation Reserve
This Conservation Reserve is situated in Gurdaspur and is spread over 4559.71 Acre of land.
This area was declared as Conservation Reserve in 2017.
4. Beas River Conservation Reserve
This Conservation Reserve is situated in River Beas and is spread over River Beas with all its water channels from 52 Head Talwara to Harike Barrage including all Government areas in river Beas.This area was declared as Conservation Reserve in 2017.
Zoological Park-1
1) Mahindra Chaudhary Zoological Park or Chatt Bir Zoo:-
● Located near Zirakpur.
● Chhat Bir once shooting reserve of the Maharaja of Patiala, is today a wildlife heaven.
● It was on 13th April, 1977 that a Zoo was inaugurated here by the then Hon’ble Governor of Punjab Shri Mahendra Mohan Chaudhury, and it was christened as Mahendra Chaudhury Zoological Park.
● A lion safari, a drive-in deer safari, a shallow lake, landscaped lush green lawns and near-natural forest environment are the hallmarks of this zoo.
● This zoo houses about 82 species of reptiles/animals/birds, some of which are rare and endangered
LUDHIANA ZOO (TIGER SAFARI), LUDHIANA
● Ludhiana Zoo is located on Ludhiana-Jalandhar road.
● This zoo was previously called Tiger Safari.
● This zoo is spread over an area of 8 ha.
● The total livestock position in this zoo is around 150.
MINI ZOOs (DEER PARKS)- 3
● The three Deer Parks in the State are now termed as Mini Zoos. The detail of which is as under:
1. Mini Zoo (Deer Park) Bir Moti Bagh, Patiala
● This Mini Zoo is situated at a distance of 5 Km. from Patiala city on Patiala-Dakala Road.
● It is located in compartment No. 10 of Bir Moti Bagh Sanctuary, Patiala.
● The total livestock position in this mini zoo is around 350.
2. Mini Zoo (Deer Park) Bir Talab, Bathinda
● This Mini Zoo is situated approximately 5 km from Bathinda City.
● It is located in Bir Talab forest area.
● The Deer Park is surrounded by a boundary wall.
● The total livestock position in this mini zoo is around 250.
3. Mini Zoo (Deer Park) Neelon
● This Mini Zoo is located on the Banks of Sirhind canal.
● It is 5 km from Samrala Town and 20 km from Ludhiana City.
● The total livestock position in this mini zoo is around 180.
Wetlands Of Punjab
Wetlands are dynamic aquatic ecosystems found all over the world. A wetland is an area of land that is saturated with water either permanently or seasonally. Wetlands can be freshwater, brackish(partly salty), or saline (very salty).
• Punjab has total 21 wetlands
• 12 natural
• 9 man-made
• Categorization of Wetlands Of Punjab
• Wetlands of International Importance
• Wetlands of National Importance
• State Wetlands
• Other identified Wetlands
Wetlands of International Importance : 3
1. Harike Wetland
2. Kanhji wetland
3. Ropar Wetland
1) Harike Wetland (Man-made)
• Also known as “Hari-ke-Pattan” largest fresh water wetland in Northern India
• Area: 4,100 ha (Kapurthala, Tarn Taran and Ferozepore Distrcits).
• In the border of Tarn Taran Sahib district and Ferozepur district and Kapurthala district of Punjab state.
• It came into existence in 1952 and is located downstream of the confluence of Beas and Sutlej rivers.
2) Kanjli Wetland (man made)
• Located in Kapurthala
• Area: 1.83 sq km (Kapurthala District)
• Created in 1970
• designated as wetland of interNational Importance in 2002
3) Ropar Wetland (man made)
Area: 135 ha (Ropar District)
Created in 1887 at Satluj River near Ropar city
designated as wetland of interNational Importance in 2002
➔ Wetlands of National Importance : 2
• Ranjit Sagar Wetland
• Nangal Wetland
1) Ranjit Sagar wetland (man made)
● Located on river Ravi 24 km upstream of Madhopur headworks.
● 2006: designated as wetland of National Importance
2) Nangal Wetland
• Nangal Dam constructed on river Satluj forms an artificial lake called Nangal Lake
• 2008: declared as wetland of National Importance
• 2009: declared as wildlife sanctuary
➔State Wetland – 5
1. Jastarwal Wetland : natural ; Amritsar district
2. Kahnuwan Chamb Wetland : natural ; Gurdaspur District
3. Keshopur-Miani Wetland : natural ;Gurdaspur District
4. Mand- Bharthala wetland : Natural ;SBS Nagar
5. Dholbaha Reservoir wetland : manmade : Hoshiarpur district
OTHER IDENTIFIED WETLANDS – 11
• Aliwali Kotli : natural Amritsar district
• Bareta : natural ; Mansa district
• Narayangarh : natural ; Hoshiarpur district
• Sital Sagar : natural ; Hosiarpur district
• Rababsar : natural ; Kapurthala district
• Lobana : natural ; Patiala district
• Lehal Kalan : natural ; Sangrur district
• Gobindgarh Khokhar : natural ; Sangrur district
• Hussainiwala Reservoir : man made ;Ferozepur district
• Maili dam : man made ; Hoshiarpur district
• Mangrowal Dam : man made ; Hoshiarpur district
RAMSAR SITE IN PUNJAB
A Ramsar site is a wetland site designated to be of international importance under the Ramsar Convention.
The Convention on Wetlands, known as the Ramsar Convention, is an intergovernmental environmental treaty established in 1971 by UNESCO, which came into force in 1975.
Signed to preserve the ecological character of Wetlands.
There are 6 Ramsar sites in Punjab :-
1) Harike wetland – Tarn Taran district – declared in 1990
2) kanjli wetland – Kapurthala district – declared in 2002
3) Ropar wetland- Ropar district – declared in 2002
4) Keshopur- miani wetlands – Gurdaspur districts – declared in 2020
5) Nangal wildlife sanctuary – Roopnagar district – declared in 2020
6) Beas river conservation reserve – river Beas ( between Harike headworks to Talwara) – declared in 2020
QUESTIONS
Q 1) Which among the following is not a wetland of international importance?
A) Harike wetland
B) Kanji wetland
C) Ropar wetland
D) Ranjit sagar wetlands

Q2) Ropar wetland exists over which of the following river of Punjab?
A) At river beas
B) At the confluence of satluj and beas
C) At satluj river
D) None of the above

Q 3) The rights of people living inside which of the following sites are not affected?
A) Conservation reserve
B) Community reserve
C) Wildlife sanctuaries
D) both A and B

Q4) Which among the following is manmade wetland in Punjab?
A) Jastarwal wetlands
B) Dholbaha reservoir
C) Kahnuwan – chamb wetland
D) Kesopur – miani wetland

Q 4) Which among the following is NOT a Ramsar site in Punjab?
A) Nangal wildlife sanctuary
B ) Kesopur – miani wetland
C) Harike wetland
D) Ranjit sager wetland

ANSWERS
Q1) -D
Q2) -C
Q3) -D
Q4) -B
Q5) -D

Categories
Latest Posts POLITY AND CONSTITUTION Punjab Patwari

Modern & Medieval History || for NTPC-PSEB CLERK-PPSC-PATWARI-PSSSB-SSC

Q1. The offsprings of which Mughal emperor were born in a Sufi’s Khanqah instead of the Mughal haram?
(a) Humayun
(b) Akbar
(c) Shahjahan
(d) Aurangzeb

Q2. Historian Abul Fazal was killed by
(a) Hemu
(b) Bairam Khan
(c) Udai Singh
(d) Bir Singhdeo Bundela

Q3.Which among the following was also known as Bandobast system?
(a) Zabti
(b) parukh
(c) Nasaq
(d) Kankut

Q4. Why is Rann of Kutch of India famous for?
(a) Tidal and flats
(b) Fertile soil
(c) Dense Vegetation
(d) All are correct

Q5. What is the position of the Earth when it is at the greatest distance from the sun?
(a) Aphelion
(b) Apogee
(c) Perihelion
(d) Perigee

Q6. The Yellow river passes through which country?
(a) Russia
(b) China
(c) USA
(d)Australia

Q7. Capital City of Myanmar is _________.
(a) Naypyidaw
(b) Yangon
(c) Rangoon
(d) Thimphu

Q8. What is the capital of Argentina?
(a) Buenos Aires
(b) Copenhagen
(c) Vienna
(d) Ottawa

Q9. Achras sapote is the scientific name of
(a) Custard Apple
(b) Gulmohar
(c) Tamarind
(d) Chiku

Q10. Prawn belongs to the phylum
(a) Arthropoda
(b) Cnidaria
(c) Echinodermata
(d) Chordata

Solutions
S1.Ans.(b)
Sol. Akbar son Jahangir born in a Sufi’s Khanqah instead of the Mughal haram. Jahangir was eldest son of akbar.
S2.Ans.(d)
Sol. Abu’l Fazl was assassinated while he was returning from the Deccan by Vir Singh Bundela between Sarai Vir and Antri in a plot contrived by Akbar’s eldest son Prince Salim.
S3.Ans.(a)
Sol Akbar introduced the Dahasala or Zabati system of land revenue collection in 1580-82 to alleviate the problems arising due to fixing prices every year and doing settlements of revenues of previous years.In this system, average produce of ten years was derived. One third of this average produce was fixed in Rupees per Bigha and fixed as share of the state (Mal). Rest two third share was left to the cultivators (Kharaj).
S4. Ans.(a)
Sol.The Great Rann of Kutch is a salt marsh located in the Thar Desert in the Kutch District of Gujarat, India. It is famous for tidal and flats
S5. Ans.(a)
Sol.The aphelion is the point in the orbit of an object where it is farthest from the Sun.
S6. Ans.(b)
Sol.Yellow river passes through China.
S7. Ans.(a)
Sol.Capital City of Myanmar is Naypyidaw.
S8. Ans.(a)
Sol. Capital of Argentina is Buenos Aires.
S9. Ans.(d)
Sol. Achras sapote is the scientific name of Chiku.
S10. Ans.(a)
Sol. Prawn belongs to the phylum Arthropoda