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Punjab Patwari Accounts-Public Sector Banks and Co-operative Banks: (Module A) Unit-5

am conducted twice in a year. So, here we are providing the Public Sector Banks and Co-operative Banks(Unit-4), Regulations and Compliance (Module A), Legal & Regulatory Aspects of Banking -Paper 3.

♦State Bank and Its Subsidiaries

  • Establishment of State Bank: State Bank of India was established under Section 3 of the State Bank of India Act, 1955 for taking over the undertaking of the Imperial Bank and to carry in the Business of banking and other business in accordance with that Act.
  • Business of State Bank: The State Bank may carry on the business on banking as defined in Section 5(b) of the Banking Regulation Act and other business specified in Section 6(1) of that Act.
  • Account and Audit: The State Bank has to close its books and balance accounts each year as on 31 March or such other date as may be specified by Central Govt. and RBI its balance sheet and profit and loss account together with auditors report and a report by the Central Board on the working and activities of the Bank. The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013).
  • Subsidiary Bank: The Share of the Subsidiary banks are freely transferable as provided in Section 18 of the Act. State bank is empowered under Section 47 to inspect the subsidiary bank.  SBH State Bank of Hyderabad Act, 1956, SBS Saurashtra State banks(amalgamation) Ordinance, 1950. All other banks State Bank Of India (Subsidiary Banks) Act, 1959
  • Rule and Regulation: The Central Government empowered to make rules under Section 62 of the Act for giving effect to the purposes of the Act. The state bank is also empowered to make regulations under Section 63 with the approval of the RBI for giving effect to the purposes of the Act.

♦Regional Rural Banks

The RRBs are public sector Institutions, regionally based, rural oriented and engaged in commercial banking. They were first set up in 1975 under the Regional Rural banks Ordinance, 1975. The ordinance was later replaced by the RRB act, 1976.

  • Establishment of RRBs: Section 3 of the Act Authorises the Central Government to establish regional rural banks by notification in the official gazette at the request of a sponsor bank.  Central Government – 50%, State Government – 15% and Sponsor Banks – 35%.
  • Business of Regional Rural Banks: Regional rural Banks may transact the business of banking as defined in Section 5(b) of the Banking Regulation Act and any other business permissible for a bank to undertake under Section 6(1) of that Act.
  • Account and Audit: The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013). The Auditors have to be appointment with the approval of the Central Government.

♦Nationalised Banks

The Bank Nationalisation Act 1970 and Banking companies (Acquisition and Transfer of Undertaking) Act 1980. Transferred the undertaking of existing private banks to the corresponding new banks popularly knows as Nationalised banks.

Directors: The Directors of Nationalised banks are nominated by Central Government or elected from the shareholders. The Nomination of Directors is as under:

  1. Not more than 4 whole time director (as against 2 earlier)
  2. Not more than 6 directors to be nominated by Central Govt.
  3. 1 official director, 1 representing workmen employee of the bank, 1 director representing officers of the bank, 1 director possessing necessary expertise and experience in matter relating to regulation or supervision of commercial bank.
  • Additional Director: RBI may appoint one or more  additional directors on the board of a Nationalised bank.
  • Account and Audit: The Audit may be conducted by any person duly qualified to be auditors of companies under section 266 of the Companies Act, 1956 (Corresponding Section 141 of the Companies Act, 2013). The Auditors have to be appointment with the approval of the Central Government.
  • Scheme of Management: In exercise of the powers under section 9 of the Banking Companies (Acquisition and Transfer of Undertaking) Act, 1970 and Section 9 of the Banking Companies (Acquisition and Transfer of Undertaking) Act, 1980, the Central Govt. has framed 2 schemes,
  1. Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970
  2. Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1980
  • Paid-up Capital – Originally entire Paidup Capital was held by Central govt., some of these banks have recently made public issue of shares, but the Central Govt. still holds majority of shares in all these banks. The Shares other than those held by the Central Govt. are freely transferrable. SBI Act 4 Divide capital into shares of Rs.10 each instead of Rs.100 Restriction on voting rights (being 200 shares only) was modified upto 10 % of the Issued Capital and restriction on dividend deleted BC(A&T) 3 Authorised Capital of Rs.1,500 crore divided into shares of Rs.10 each.
  • The Banking Companies (Acquisition and Transfer of Undertakings):  All public sector banks are governed by their respective, statutes and the rules, regulations or schemes made under these statutes. In addition to this, these banks are also governed by certain provisions of the Banking Regulation Act as stipulated in Section 51 of that Act. The provisions of the Reserve Bank of India Act are also applicable to them.

♦Co- Operative Banks

  • Applicability of BR Act: The co-operative banks operating in more than one state, are registered under the multi-state Co-operative Societies Act. The Banking Regulation Act is applicable to co-operative banks as provided in Section 56 of that Act with certain modifications. The Act was made applicable to co-operative societies by the Banking laws (Application to Co-operative Societies) Act, 1965. For this purpose, a co-operative bank means a state co-operative bank, Central co-operative bank and a primary co-operative bank.
  • Paid-up Capital and Reserve: The Minimum paid-up capital and reserve required to commerce or carry on banking business by a co-operative bank is not less than 1 lac under section 11 (as applicable to co-operative bank).
  • Restriction on loan and Advance: Section 20 of BR Act (Application to Co-operative Societies) lays down certain restrictions on loan and advance by Co-operative bank.
  1. Loans and advances against its own shares.
  2. Unsecured loans or advances to any of its directors
  3. Directors interest
  4. Unsecured loans and advances in which the Chairman managing agent etc.
  • Licensing of Co-operative bank: Every Co-operative bank society a licence from the RBI under Section 22 of the BR Act (Application to Co-operative Societies).
  • Liquid Assets: Co-operative banks have to maintain liquid assets as provided in Section 24(1) of the Banking Regulation Act.
  • Inspection: The provision of Section 35 relating to inspection are applicable to co-operative banks with minor modifications.
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Syllabus for written exams as per last year

SL. NO Exam Type Subjects Marks
1. Objective Type General Knowledge/Awareness 100
2. Mathematical ability
3. Numerical Aptitude
4. Logical Reasoning
5. Analytical ability
6. General Mental ability
Total  100




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PPSC-PATWARI-PSSSB-PUDA-NTPC-List of World Heritage Sites in India: State wise & Facts-2020

List of World Heritage Sites in India: State wise & Facts

The United Nations Educational, Scientific and Cultural Organization (UNESCO) World Heritage Sites are important places of cultural or natural heritage as described in the UNESCO World Heritage Convention, established in 1972.

There are 38 World Heritage Sites located in India. These include 30 cultural sites, seven natural sites and one mixed-criteria site.India has the sixth largest number of sites in the world.

♦Maharashtra (5 Heritage site)

  • Ajanta Caves (World Heritage Tag-1983): The Ajanta Caves are Budhhists caves built in two phases. The first, was from the reign of Emperor Ashoka. The second, further additions were made during the 5th and 6th centuries AD of the Gupta period. The caves depict richly decorated fresco paintings, reminiscent of the Sigiriya paintings and sculptures in Sri Lanka. There are 31 rock-cut cave monuments which are unique representations of the religious art of Budhhism.
  • Ellora Caves (World Heritage Tag-1983): The Ellora Caves, also known as the Ellora Complex, are a cultural mix of religious arts of Buddhism, Hinduism and Jainism. 34 monasteries and temples sculpted contiguously into rock walls of a high basalt cliff are seen along a length of 2 kilometres (1.2 mi). Dated to 600 to 1000 AD, they are a reflection of artistic creation of the ancient civilization of India.
  • Elephanta Caves (World Heritage Tag-1987): The Elephanta Caves are a network of sculpted caves located on Elephanta Island, or Gharapuri (literally “the city of caves”) in Mumbai Harbour.consists of two groups of caves — the first is a large group of five Hindu caves, the second, a smaller group of two Buddhist caves.
  • Chhatrapati Shivaji Terminus (formerly Victoria Terminus) (World Heritage Tag-2004): The Chhatrapati Shivaji Terminus is a historic railway station in Mumbai, which serves as the headquarters of the Central Railways. It is one of the busiest railway stations in India, and serves Central Railway trains terminating in Mumbai as well as the Mumbai Suburban Railway.
  • The Victorian and Art Deco Ensemble of Mumbai (World Heritage Tag-2018): This is a collection of the Victorian Gothic buildings and Art Deco buildings. They are the Bombay High Court, Rajabai Clock Tower, Eros Cinema and the University of Mumbai

♦Uttar Pradesh (3 Heritage site

  • Agra Fort (World Heritage Tag-1983): They were built from the 16th century onward until the early 18th century. This corresponds to Emperor Akbar’s reign in the 16th century to that of Aurangzeb in the early part of the 18th century, including the contributions made during the reign of Jahangir and Shahjahan of the Moghul Rule in India.
  • Taj Mahal (World Heritage Tag-1983): The Taj Mahal, one of the Seven Wonders of the World, is a mausoleum — a funerary mosque. It was built by Emperor Shahjahan in memory of his third wife Begum Mumtaz Mahal who had died in 1631.
  • Fatehpur Sikri (World Heritage Tag-1986) : Fatehpur Sikri, “the City of Victory,” was built during the second half of the 16th century by the Mughal Emperor Akbar (1556–1605). It was the capital of the Empire and seat of the grand Mughal court but only for 14 years.

♦Odisha (1 Heritage site)

  • Sun Temple (World Heritage Tag-1984): The Konark Sun Temple is a 13th-century Sun Temple (also known as the “Black Pagoda”), at Konark, in Odisha. Located on the east coast of the Bay of Bengal in the Mahanadi Delta, it is built in the form of the chariot of Surya (Arka), the sun god with 24 wheels, and is heavily decorated with symbolic stone carvings and led by a team of six horses.

Tamil Nadu (2 Heritage site,2 Shared Site )

  • Group of Monuments at Mahabalipuram (World Heritage Tag-1984): The Group of Monuments at Mahabalipuram, in Tamil Nadu, about 58 km (36 mi) from Chennai, were built by the Pallava kings in the 7th and 8th centuries. The town has gained prominence under the rule of Mamalla. These monuments have been carved out of rock along the Coromandel coast. The temple town has approximately forty monuments, including the largest open-air bas-relief in the world.
  • Great Living Chola Temples (World Heritage Tag-1987): The Great Living Chola Temples, built by kings of the Chola Empire stretched over all of Tamil Nadu. This cultural heritage site includes three great temples of the 11th and 12th centuries namely, the Brihadisvara Temple at Thanjavur, the Brihadisvara Temple at Gangaikondacholisvaram and the Airavatesvara Temple at Darasuram.
  • Mountain Railways of India, Nilgiri Mountain Railway, Ooty (World Heritage Tag-2005): Nilgiri Mountain Railway followed suite as an extension to the site in 2005

Note: Western Ghat, Mountain Railways of India shared site with other state

♦Assam (2 Heritage site)

  • Kaziranga National Park (World Heritage Tag-1985): It was first established as a reserved forest in 1908 to protect the dwindling numbers of rhinoceros. It underwent several transformations over the years, as The Kaziranga Game Sanctuary in 1916, renamed Kaziranga Wildlife Sanctuary in 1950, and declared a national park in 1974. Kaziranga National Park is the name to exemplify the most popular conservation efforts to save the endangered species like one-horned rhinoceros in India.
  • Manas Wildlife Sanctuary (World Heritage Tag-1985): The Manas Wildlife Sanctuary, located in the northeastern state of Assam covers an area of 50,000 hectares (120,000 acres) in the plains of the Manas River in the foothills of the Himalayas, on the border with Bhutan (contiguous with the Manas Wildlife Sanctuary in Bhutan). In 1907, it was declared a reserve forest, a sanctuary in 1928, and became a tiger reserve in 1973 as part of “Project Tiger” and a World Heritage Site in December 1985.

Note: Since 1992, the sanctuary was listed under “The World Heritage in Danger” but removed in 2011 after significant conservation efforts.

♦Rajasthan (4 Heritage site)

  • Keoladeo National Park (World Heritage Tag-1985): The Keoladeo National Park in Bharatpur is located within the Indus-Ganges Monsoon Forest Biogeographical Province. It was declared a national park in 1982. In 1900 it was a duck-hunting reserve of the Maharajasof Bharatpur, then became a bird sanctuary in 1956, with the Maharajas exercising shooting rights until 1972. It was recorded as a Ramsar Wetland site in 1981.
  • The Jantar Mantar, Jaipur (World Heritage Tag-2010): The Jantar Mantar in Jaipur is a collection of architectural astronomical instruments, built by Maharaja (King) Jai Singh II at his then new capital of Jaipur between 1727 and 1734. It is modelled after the one that he had built at the Mughal capital of Delhi. He had constructed a total of five such facilities at different locations, including the ones at Delhi and Jaipur.
  • Hill Forts of Rajasthan (World Heritage Tag-2013):  Chittorgarh, Kumbhalgarh, Ranthambhore, Amber Sub-Cluster, Jaisalmer, Gagron
  • Jaipur (World Heritage Tag-2013):  The fortified city of Jaipur, in India’s northwestern state of Rajasthan was founded in 1727 by Sawai Jai Singh II. Unlike other cities in the region located in hilly terrain, Jaipur was established on the plain and built according to a grid plan interpreted in the light of Vedic architecture. The streets feature continuous colonnaded businesses that intersect in the centre, creating large public squares called chaupars. Markets, stalls, residences and temples built along the main streets have uniform facades.

♦GOA (1 Heritage site)

  • Churches and Convents of Goa (World Heritage Tag-1986): The Churches and Convents of Goa are monuments inscribed by UNESCO under the World Heritage List in 1986 as cultural property, under criteria (ii),(iv) and (vi), which were built by the Portuguese colonial rulers of Goa between the 16th and 18th centuries. These monuments are mainly in the former capital of Velha Goa.

♦Madhya Pradesh (3 Heritage site)

  • Khajuraho Group of Monuments (World Heritage Tag-1986): The Khajuraho Group of Monuments attributed to the Chandela dynasty which, under sovereignty of Gurjar Pratihars reached its glory. The ensemble of monuments that have survived belong to the Hindu and Jain Religious practices with striking fusion of sculpture and architecture.
  • Buddhist Monuments at Sanchi (World Heritage Tag-1989): The Buddhist Monuments at Sanchi, located 45 kilometres (28 mi) from Bhopal in the Indian state of Madhya Pradesh are a group of Buddhist monuments dated between 200 BC and 100 BC. The site, however, has been conjectured to have been developed in the 3rd century BC, when Emperor Ashoka of the Mauryan Empire ruled. The principal monument is Stupa 1 dated to the 2nd century and 1st century BC.
  • Rock Shelters of Bhimbetka (World Heritage Tag-1989): The Rock Shelters of Bhimbetka described in the UNESCO Inscription as “the site complex … a magnificent repository of rock paintings within natural rock shelters” is located in the foothills of the Vindhya range of hills in the Central Indian state of Madhya Pradesh.

♦Karnataka (2 Heritage site, 1 Shared site )

  • Group of Monuments at Hampi (World Heritage Tag-1986) Ballari district: The Group of Monuments at Hampi comprise a sombre but ostentatious Hampi town, on the banks of the river Tungabhadra in Karnataka. Hampi subsumes the ruins of Vijayanagara, which was the former capital of the powerful Vijayanagara Empire. Dravidian temples and palaces abound in Hampi. These won the admiration of travellers between the 14th and 16th centuries. Hampi, as an important Hindu and Jain religious centre.
  • Group of Monuments at Pattadakal, Bagalkot District (World Heritage Tag-1987): This group of temples, the Virupaksha Temple, built c. 740 by Queen Lokamahadevi to commemorate her husband’s (King Vikramaditya II) victory over the Pallava kings from the south, is considered the most outstanding architectural edifice (This is different from the Virupaksha Temple at Hampi.) These are a remarkable combination of temples built by the Chalukya Dynasty in the 6th to the 8th century at Aihole, Badami and Pattadakal, the latter city was known as the “Crown Rubies”.

Note: Western Ghat shared site

♦West Bengal (1 Heritage site,1 Shared site)

  • Sundarbans National Park (World Heritage Tag-1987): The Sundarbans National Park, the largest estuarine mangrove forest in the world is a national park, tiger reserve, World Heritage Site and a biosphere reserve located in the Sundarbans Ganges river delta bordering the Bay of Bengal, in West Bengal.
  • Mountain Railways of India, Darjeeling Himalayan Railway, Darjeeling (World Heritage Tag-1999): The World Heritage UNESCO recognition of these mountain railways of India has been stated as for being “outstanding examples of bold, ingenious engineering solutions for the problem of establishing an effective rail link through a rugged, mountainous terrain”. The Darjeeling Himalayan Railway was recognized first in 1999.

Note: Mountain Railways of India shared site

♦Uttarakhand (1 Heritage site)

  • Nanda Devi and Valley of Flowers National Parks (World Heritage Tag-1988): The Nanda Devi and Valley of Flowers National Parks are nestled high in West Himalaya. Valley of Flowers National Park is renowned for its meadows of endemic alpine flowers and outstanding natural beauty. It is located in the Garhwal Himalaya of Chamoli District of Uttarakhand. This richly diverse area is also home to rare and endangered animals, including the Asiatic black bear, snow leopard, brown bear and blue sheep.

♦Delhi (3 Heritage site)

  • Humayun’s Tomb (World Heritage Tag-1993): Humayun’s Tomb, Delhi, the first tomb built with several innovations, set at the centre of luxurious gardens with water channels, was the precursor monument to the Taj Mahal (built a century later). It was built in 1570 and was inscribed as a UNESCO World Heritage Monument in 1993 for its cultural importance.
  • Qutb Minar and its Monuments (World Heritage Tag-1993): The Qutb Minar and its Monuments, Delhi, located to the south of Delhi, is a complex with the Qutb Minar as the centre piece, which is a red sandstone tower of 72.5 metres (238 ft) height with a base of 14.32 metres (47.0 ft) reducing to 2.75 metres (9.0 ft) diameter at the top. Built in the beginning of the 13th century, the complex of structures comprises itineraries, the Alai Darwaza Gate (1311), the Alai Minar (an incomplete mound of the intended Minar or tower), the Qubbat-ul-Islam Mosque (the earliest existing mosque in India), the tomb of Iltutmish, and an Iron Pillar.
  • Red Fort Complex (World Heritage Tag-2007): The Red Fort Complex, also known as Lal Qila is a palace fort built in the 17th century by Shahjahan (1628–58), the fifth Mughal emperor as part of his new capital city of Shahjahanabad.

♦Himachal Pradesh (1 Heritage site,1 Shared site)  

  • Mountain Railways of India, Kalka-Shimla Railway (World Heritage Tag-2008): In 2008 the Kalka–Shimla Railway was further added as an extension; and the three together have been titled as Mountain Railways of India under Criteria: ii, iv under the region in the Asia-Pacific. The claim of the Matheran Hill Railway, the fourth mountain railway, is pending acceptance by the international body.
  • Great Himalayan National Park (World Heritage Tag-2008): The Great Himalayan National Park at Kullu, Himachal Pradesh, is characterized by high alpine peaks, alpine meadows and riverine forests.

Note: Mountain Railways of India shared site

♦Bihar (2 Heritage site)

  • Mahabodhi Temple Complex at Bodh Gaya (World Heritage Tag-2002): The Mahabodhi Temple Complex at Bodh Gaya (Buddha Gaya).The first temple was built by Emperor Ashoka in the 3rd century BC (260 BC) around the Bodhi Tree Ficus religiosa (to the west of the temple). However, the temples seen now are dated between 5th and 6th centuries AD. The structures have been built in bricks. Revered and sanctified as the place where Siddhartha Gautama Buddha was enlightened in 531 BC at age 35, and then propagated his divine knowledge of Buddhism to the world, it has been the ultimate temple for reverential worship, over the last several centuries, by Buddhists of all denominations, from all over the world who visit on pilgrimage.
  • Archaeological Site of Nalanda Mahavihara at Nalanda (World Heritage Tag-2016): The Nalanda Mahavihara site is in the State of Bihar, in north-eastern India. It comprises the archaeological remains of a monastic and scholastic institution dating from the 3rd century BCE to the 13th century CE. It includes stupas, shrines, viharas (residential and educational buildings) and important art works in stucco, stone and metal. Nalanda stands out as the most ancient university of the Indian Subcontinent. It engaged in the organized transmission of knowledge over an uninterrupted period of 800 years.

♦Gujarat (3 Heritage site,1 Shared site)  

  • Champaner-Pavagadh Archaeological Park (World Heritage Tag-2002):  There is a concentration of largely unexcavated archaeological, historic and living cultural heritage properties cradled in an impressive landscape which includes prehistoric (chalcolithic) sites, a hill fortress of an early Hindu capital, and remains of the 16th-century capital of the state of Gujarat. The site also includes, among other vestiges, fortifications, palaces, religious buildings, residential precincts, agricultural structures and water installations, from the 8th to the 14th centuries.
  • Rani ki vav (The Queen’s Stepwell) (World Heritage Tag-2014): Rani ki vav (The Queen’s Stepwell) at Patan, Gujarat, is a famous stepwell It is famous for its size and sculpture. Most of the sculptures are in devotion to Vishnu, in the forms of Dus-Avatars Kalki, Rama, Mahisasurmardini, Narsinh, Vaman, Varahi and others representing their return to the world. Nagkanya, Yogini beautiful women – Apsara showcasing 16 different styles of make-up to look more attractive called Solah-shringar.
  • Historic City of Ahmedabad (World Heritage Tag-2017): The walled city of Ahmedabad, founded by Sultan Ahmad Shah I in the 15th century, on the eastern bank of the Sabarmati River, presents a rich architectural heritage from the sultanate period, notably the Bhadra citadel, the walls and gates of the Fort city and numerous mosques and tombs as well as important Hindu and Jain temples of later periods.

Note: Western Ghat shared site

♦Sikkim (1 Heritage site)

  • Khangchendzonga National Park (World Heritage Tag-2016): Located at the heart of the Himalayan range in northern India (State of Sikkim), the Khangchendzonga National Park includes a unique diversity of plains, valleys, lakes, glaciers and spectacular, snow-capped mountains covered with ancient forests, including the world’s third highest peak, Mount Khangchendzonga.

♦Chandigarh (1 Heritage site)

  • The Architectural Work Of Le Corbusier (World Heritage Tag-2016):  Chosen from the work of Le Corbusier, the 17 sites comprising this transnational serial property are spread over seven countries. Urban and Architectural Work of Le Corbusier in Chandigarh, is home to numerous architectural projects of Le Corbusier, Pierre Jeanneret, Matthew Nowicki and Albert Mayer.


  • Western Ghat (World Heritage Tag-2016):  Agasthyamalai Sub-Cluster, Periyar Sub-Cluster, Anamalai Sub-Cluster, Nilgiri Sub-Cluster, Talakaveri Sub-Cluster (five properties), Kudremukh Sub-Cluster (five properties), Sahyadri Sub-Cluster.
  • The Western Ghats, also known as the Sahyadri Mountains, a mountain range along the western side of India and one of the world’s ten “Hottest biodiversity hotspots” (sub cluster nomination). A total of thirty nine properties (including national parks, wildlife sanctuaries and reserve forests) were designated as World Heritage Sites – twenty in the state of Kerala, ten in Karnataka, five in Tamil Nadu and four in Maharashtra.
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The officials provided PPSC Headmaster Syllabus 2020 pdf at for the Candidates who needed to make the Preparation Process for the Exam and also include this PPSC Headmaster Exam Pattern for their practice sessions to score the marks in the Exam which is going to conduct by the Punjab Public Service Commission Board for the Posts of the Headmaster/ Head Mistress, Principal, Block Primary Education Officer Jobs. To achieve the more sort of the marks which will lead to the success in the Exam, they have to use this PPSC BPEO Syllabus Pdf for the Exam and then only the Candidates are able to attend the Exam well and then able to answer the exam given questions by this Preparation of this PPSC Headmaster Exam pattern Pdf.

PPSC Headmaster Syllabus

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With the downloading links of this PPSC Principal Syllabus Pdf 2020, Candidates can download here. And can make the perfect way of the Practice session. By referring out this Syllabus for the Exam, then the Candidates able to identify the important topics and the marks that are given for each topic Wise. Those Candidates who are thinking to complete all the syllabus given topic by considering this PPSC Block Primary Education Officer Exam Pattern within the Exam time, then they needed to start the step by the Step topic wise Practice. Then the Candidates will cover all the topics that are given on the Syllabus. Those who will complete all the topic for the Exam which is given on the PPSC Headmaster Syllabus 2020, they are ready to give their exam in a perfect Way.

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As you know, there are 9 sections in patwari exam. Questions will asked from English, Punjabi, Mensuration, Mental Ability, GK, Accounting, Computer, Agriculture, Punjab History,current 2020. You can also download exam pattern and syllabus for more details. Most of candidates having problem of downloading questions regarding Accounts and Agriculture. So we have focus on Agriculture Questions for Punjab Revenue Patwari exam ,Accounts Questions for Punjab Revenue Patwari exam. For that they can go through Punjab Revenue Patwari Study Material. With the help of the Study Material for Punjab Revenue Patwari, students can get familiar with the exam pattern and level of questions which are being asked in the exams. In addition to this, candidates can practice these questions on the basis of the pattern followed in the Previous Year Question Papers of Punjab Revenue Patwari.

As you know, Test will be of Objective Type Nature. Exam will be of 2 hours duration consisting of 100 objective type questions with multiple choice answers. There will be negative marking also for each wrong answer. The Punjab Patwari Study Material 

  • Punjab History 
  • Mental Ability
  • Arithmetic Skills (Mensuration and Accounts)
  • English Language
  • Punjabi Language
  • Computer Awareness
  • Agriculture


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PPSC Answer Key 2020 – Agriculture Development Officer Answer Key Released-PPSC Answer Key 2020 – Agriculture Development Officer Answer Key Released

PPSC Answer Key 2020 – Agriculture Development Officer: Punjab Public Service Commission (PPSC) has released answer key for the posts of Agriculture Development Officer (Advt No. 02). Written Exam was held on 08-03-2020. Appeared candidates can check their answer key at the link given below

Click here for Agriculture Development Officer Answer Key Set A

Click here for Agriculture Development Officer Answer Key Set B

Click here for Agriculture Development Officer Answer Key Set C

Click here for Agriculture Development Officer Answer Key Set D

Click here for Agriculture Development Officer  Objections for Answer Key


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Punjab Budget 2020: FM presents Rs 1.54 lakh crore budget; Education sector gets Rs 13,092 crore, Rs 12,526 crore for agriculture 2020-21

The Punjab government on Friday presented a Rs 1.54 lakh crore budget for the financial year 2020-21 in the state assembly.

ਇਸ ਮੌਕੇ ਮੁਲਾਜ਼ਮਾਂ ਦੀ ਸੇਵਾ-ਮੁਕਤੀ ਦੀ ਉਮਰ 60 ਸਾਲ ਤੋਂ ਘਟਾ ਕੇ 58 ਸਾਲ ਕਰ ਦਿੱਤੀ ਹੈ। ਖ਼ਜ਼ਾਨਾ ਮੰਤਰੀ ਨੇ ਕਿਹਾ ਕਿ ਅਜਿਹਾ ਪੰਜਾਬ ਦੀ ਵਿੱਤੀ ਹਾਲਤ ਠੀਕ ਹੋਣ ਕਾਰਨ ਕੀਤਾ ਹੈ।

Presenting the budget, Punjab Finance Minister Manpreet Singh Badal announced debt waiver to landless farm labourers and added that a sum of Rs 520 crore has been set aside for the same.

Badal announced six per cent dearness allowance to the state government employees from March this year and said the government will implement the 6th Pay Commission recommendations in 2020-21.

Badal further said ‘mandi fee’ — the fee levied on the sale and purchase of agriculture produce — on fruits and vegetables will be reduced from four per cent to one per cent.

The minister also announced to waive Change of Land Use (CLU) charges for two years.
In the budget, Badal proposed revenue receipts of Rs 88,004 crore and revenue expenditure of Rs 95,716 crore for fiscal year 2020-21.

Here are the highlights from Punjab’s Budget presentation:

ਪੰਜਾਬ ‘ਚ ਨਵੀਂ ਭਰਤੀਆਂ ਜਲਦ ਕਰਾਂਗੇ: ਮਨਪ੍ਰੀਤ ਬਾਦਲ 

ਬਿਨਾਂ ਜ਼ਮੀਨ ਵਾਲੇ ਖੇਤ ਮਜ਼ਦੂਰਾਂ ਦਾ ਕਰਜ਼ਾ ਮੁਆਫ ਕਰਨ ਲਈ 520 ਕਰੋੜ ਰੁਪਏ ਰੱਖੇ ਰਾਖਵੇਂ

Freedom fighters to get one out of turn tubewell connection; three per cent reservation in house allotment; they are not to pay any toll tax on state highways.

Rs 650 crore for rejuvenation of Buddha nallah; Rs 60 crore for rejuvenation of chotti and badi nadi in Patiala

5,000 EWS houses to be built for urban poor

Rs 1,705 crore for providing subsidised power to SCs, BPL and freedom fighters

Rs 100 crore for Border Area Development and Kandi Area Development programme

Allocation for education (grant in aid) in Universities increased by 6 per cent.

A law college to be set up at Patti and an open university in Patiala

19 new ITIs to be established at a cost of Rs 75 crore; Rs 41 crore allocated for government polytechnics at 5 places.

Rs 15 crore allotted for ICUs in all district hospitals.

Ludhiana and Amritsar get Rs 104 crore and Rs 76 crore under smart city project

4,150 additional classrooms to be constructed at a cost of Rs 100 crore.

Rs 75 crore allotted for repair of unsafe school buildings

259 government senior secondary smart schools to get 10 KW solar plants.

Rs 100 crore allotted for digital education in government school classroom

Education in government schools would be free of cost up to class 12. Earlier, education up till class 8 was free and only girls students had free access to education till class 12. Now all children to get free education.

Rs 25 crore allotted for starting the celebration for the 400th birth anniversary of Guru Teg Bahadur

Funding of social security scheme increased from Rs 2,165 crore to Rs 2,388 crore.

Old age homes to be set up in each district of Punjab

Rs 131 crore for up-gradation of all industrial focal points

Rs 2,267 crore for providing power subsidy to industry

Rs 148 crore for skill development

Rs 25 crore allocated for the strengthening of cattle pound infrastructure to solve the problem of stray cattle menace

Rs 100 crore for rolling out the smartphones for youth scheme

Rs 324 crore allocated for employment generation

Rs 2,000 crore allocated for crop loan waiver, including Rs 520 crore for farm labourers

Rs 200 crore allocated for agriculture diversification. Government to promote Maize; sugar mills at Gurdaspur and Batala to be upgraded. Rs 100 crore allocated for providing support to sugarcane farmers.

New horticulture estates to be set up at Amritsar, Pathankot, Kotkapura and Patiala.

Power subsidy of Rs 8,275 allocated to farmers in 2020-21

Two new agricultural colleges to be set up in Gurdaspur and Balachaur

‘Paani bachao paisa kamao’ scheme to be extended for giving direct benefit transfer of electricity to the agriculture sector. Scheme to be extended to cover 244 feeders.

Rs 3,830 crore allocated for Rural development, Urban development gets Rs 5,026 crore.

Badal says that 16 state government departments have prepared a 4-year strategic action plan and release of funds to these departments will be based on this.

The agriculture sector gets Rs 12,526 crore allocation, while the Education sector gets Rs 13,092 crore in the budget.

Rs 4,675 crore allocated for the health sector: FM Badal

The revenue receipts of the state have increased by 18.96 per cent from 2019-2020 to 2020-21: FM Badal.

The GDSP ratio reduced from 42.75 per cent to 39.83 per cent. FM says it will further reduce to 38.53 per cent by March 2021.

Badal said that there was a funding gap of over Rs 10,000 crore in the budget in 2017. The funding gap in 2019 was 2,323 crore. He said that the gap has been reduced to zero this year. This has been possible after the year 2006.

FM has increased the expenditure on salaries and pensions by Rs 4,000 crore. This is mainly to account for releasing the pending arrears of DA and for the new pay scales to be announced.

6 per cent of DA arrears will be released within next week. The pay commission report will be implemented and has been accounted for in the budget.

Revenue receipts for 2020-21 will be Rs 95,716 crore, up from Rs 73,975 crore in 2019-2020

Farm labourers will get Rs 520 crore for debt relief in 2020-21

Punjab’s debt is expected to go up to a whopping Rs 2.48 lakh crore by March 2021.

FM announced that the retirement age of employees will be reduced to 58, withdrawing the practice of giving extension in service. He says this will enable the government to recruit youth.

Manpreet Singh Badal started his Budget Speech.

Manpreet Singh reaches Punjab Assembly after a delay because of the gherao of his house by SAD leaders.